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Frequently Asked Questions

General Questions
Technical & App Usage
Inspection Process & Requirements
Privacy & Security
Post-Inspection

1. What is the PryzmIQ Home Inspection App?

The PryzmIQ Home Inspection App is a web-based application that enables homeowners to complete a required home risk assessment by capturing and submitting photos of their property for review. It streamlines both external and internal inspections, making the evaluation process more efficient.

2. Why do I need to complete a home inspection?

Completing a home inspection through the PryzmIQ Home Inspection App is required to assess the condition and risks associated with your home. This process helps ensure that your property meets coverage requirements and allows insurers to verify key details, such as home features and potential hazards. By providing updated photos and information, you help maintain accurate policy records, prevent coverage issues, and facilitate a smoother insurance experience.

3. What is the inspection concierge and how does it work?

This is a new offering to the virtual inspection space. PryzmIQ's Inspection Concierge team members are available by appointment to assist the policyholder in performing the inspection while on a phone call. This feature will be upgraded during the post-release refinement stage for video guided appointments. Appointments can be scheduled by the policy holder through the PryzmIQ App or by calling PryzmIQ Inspection Support.

4. What are the differences between the self-guided and by-appointment guided inspection processes?

Self-guided inspections allow insureds to complete the process at their own pace, while guided inspections involve a scheduled appointment where an inspector assists in capturing photos and completing the inspection by phone.

5. Who needs to complete the home inspection?

Homeowners who have been requested by their insurer to provide a home risk assessment need to complete the home inspection using the PryzmIQ Home Inspection App. This typically includes policyholders with a new policy or a renewal requiring updated home details.

6. Can someone else complete the inspection on my behalf?

Yes, someone else can complete the home inspection on your behalf, but they must be able to verify the risk address. This means they should know the risk address, be present at the property, and able to accurately capture and submit the required photos through the PryzmIQ Home Inspection App.

7. How does the home inspection process work?

An inspection order is issued to PryzmIQ, where an inspection link is created and issued to the policyholder as provided by the carrier. The policyholder completes and submits the required photos for QA review. Once approved, inspection photos are submitted to the carrier review and eligibility.

8. When do I need to complete the inspection after binding my policy?

The inspection link will expire 14 days from date ordered. On day 15 the link will be expired and a field inspection will be ordered.

9. What happens if I don’t complete the home inspection?

If the policyholder fails to complete the inspection, the link will be marked as abandoned, and a closeout report will be submitted to the carrier.

10. Is there a deadline for submitting my home inspection?

Yes, the inspection should be completed before the end of the 14th day from ordering.

11. Will my policy be canceled if I don’t complete the inspection?

According to your carrier's requirements, if an inspection is not completed by the 30th day, a pending cancellation notice will be issued.

12. Is there a cost associated with the home inspection?

Any inspection fees will be assessed by your policy's carrier.

1. How do I download and install the home inspection app?

The PryzmIQ Home Inspection App is a web-based application; therefore, there is no need to download or install anything. You can access the app directly through the link provided in the inspection request.

2. Is the app available for both iOS and Android devices?

Yes, the PryzmIQ Home Inspection App is a web-based application, meaning it is accessible on both iOS and Android devices without the need for downloading or installation.

3. What should I do if I’m having trouble logging into the app?

The PryzmIQ Home Inspection App does not require a login. To access the inspection, the policyholder must verify their home address and enable geo-location on their device. If you're having trouble, ensure that you are using the correct link provided in the inspection request, your device’s location services are enabled, and you have a stable internet connection. If issues persist, try refreshing the page or using a different web browser. For further assistance, contact PryzmIQ Support at support@pryzmiq.com | 888-580-7050 .

4. I complete the inspection on a desktop or does it have to be done via a mobile device?

The PryzmIQ Inspection App must be accessed and completed on a mobile or tablet device. Since the inspection requires capturing and submitting photos in real-time, a smartphone or tablet with a working camera is necessary.

5. What should I do if the app crashes or doesn’t work properly?

If the PryzmIQ Home Inspection App crashes or isn’t working properly, try the following steps:
  • Refresh the Page – Close and reopen your web browser, then access the app link again.
  • Check Your Internet Connection – Ensure you have a stable Wi-Fi or mobile data connection.
  • Enable Location Services – The app requires geo-location to verify your home address. Make sure location services are enabled on your device.
  • Try a Different Browser – Use an updated version of Chrome, Safari, or another supported browser.
  • Restart Your Device – A quick restart may resolve performance issues.
  • Clear Browser Cache – If the issue persists, try clearing your browser’s cache and reloading the app.
If problems continue, contact PryzmIQ Support at support@pryzmiq.com | 888-580-7050.

6. How do I upload photos and submit my inspection?

To upload photos and submit your inspection in the PryzmIQ Home Inspection App, follow the in-app instructions carefully. The app will guide you through capturing the required external and internal photos of your home. Once you take each photo, it will automatically sync to the PryzmIQ platform in real time for instant viewing by the insurer. After completing all required steps, review your submission and follow the final prompts to confirm and submit your inspection. No additional uploads are needed, as the system updates instantly.

7. Can I pause and resume my inspection, or does it need to be completed in one session?

Yes, you can pause and resume your inspection at any time within the 14-day active link period. The PryzmIQ Home Inspection App allows policyholders to start and stop their inspection as needed, so you don’t have to complete it in one session.

8. How will I know that my inspection was successfully submitted?

Once you have completed all required steps in the PryzmIQ Home Inspection App and submitted your inspection, you will receive an on-screen confirmation. Additionally, an email will be sent to you confirming that your inspection has been successfully submitted.

9. Why does PryzmIQ keep asking for permissions?

PryzmIQ is a web-based application that doesn’t require installation. Because it runs in your browser, it needs to request permissions (like camera or microphone access) each time you use it, depending on your browser’s security settings.

10. Why am I getting a “Permission Denied” error?

You may have accidentally selected “Do Not Allow” when the app requested access to your phone’s camera. To resolve this, go into your device’s browser or system settings and manually enable camera access for PryzmIQ.

1. What areas of my home do I need to inspect?

The PryzmIQ inspection is focused on the dwelling's main mechanics: Roof, Plumbing, Electrical, HVAC, Liability Areas of concern:

Exterior: Roof all sides, Dwelling all sides, external HVAC unit, Other structures
Interior: Bathroom/Kitchen/Utility Plumbing, internal HVAC unit, Electrical panel(s)

2. Are there any areas I should avoid?

PryzmIQ strongly advises against anyone completing an inspection to climb onto or into crawl spaces, attics, or roofs.

3. What kind of photos do I need to take?

Policy holders are provided a visual representations within the inspection app for each required photo.

4. Are videos required, or only photos?

Only photos are required at this time, however you will need to approve access to the device's camera and microphone for inspection purposes.

5. How long does the home inspection process take?

Depending on the risk size, typically an inspection completed by the policy holder will take 30-45 minutes to complete. However, a guided inspection appointment is scheduled for 60 minutes.

6. What if my home has damages—should I still complete the inspection?

Yes, if your home has damages, you should still complete the inspection. Submitting your inspection, even with existing damages, ensures that your insurer has accurate information about your property. Failing to complete the inspection may result in policy cancellation due to an "Unable to Complete" status. If there are damages, document them clearly in your photos, as this helps your insurer assess the condition of your home and determine any next steps.

7. What should I do if I accidentally submit incorrect or incomplete photos?

Within the PryzmIQ Home Inspection App, photos can be retaken at the time they are captured, but they must be corrected before the inspection is submitted. Once submitted, changes cannot be made.

Additionally, PryzmIQ will not allow inspections to be submitted without all required photos, ensuring that your inspection is complete. If you realize an error after submission, contact your insurance provider for further guidance.

8. How can I verify that my inspection was received and approved?

After submitting your inspection through the PryzmIQ Home Inspection App, you will receive multiple confirmations to verify that it was received and processed:
  • In-App Confirmation – Once you submit your inspection, you will see a confirmation message within the PryzmIQ app.
  • Email Notification – You will receive an email confirming that your inspection has been successfully submitted.
  • Carrier Review Notification – You will receive a follow-up notification when PryzmIQ has passed your photos to your insurance carrier for review.
  • Final Approval & Inspection Report – Once your carrier has reviewed and approved your inspection, both you and your agent will receive an email notification regarding the inspection outcome. This email will include a custom inspection report detailing any adverse conditions noted during the review.
If you do not receive these confirmations, check your spam folder or contact your insurance provider for assistance.

9. Can I request an in-person inspection instead?

Yes, at anytime you can request a field inspection by contacting your carrier's inspection review team.

10. Can I schedule my guided inspection appointment by myself?

Yes, your guided inspection appointment can be scheduled through the provided link or by contacting support.

11. Can I reschedule my guided inspection appointment?

Yes, you can reschedule your guided inspection if needed, but it must be done before the original appointment time.

12. What happens if I miss my guided inspection appointment?

If you miss your appointment, you will need to reschedule as soon as possible to avoid delays in your inspection review.

13. What do I need to prepare before my scheduled virtual inspection?

Ensure your mobile device or tablet is charged and is connected to a stable internet connection.
Make sure you are at the inspection location and have good lighting.
Prior to beginning your appointment, please verify all policy attributes and provide answers to verification questions within the inspection app.

14. Can the inspection deadline be extended if needed?

Please contact your carrier to request an extension.

1. What areas of my home do I need to inspect?

After you submit your inspection through the PryzmIQ Home Inspection App, your photos and information are securely processed and passed directly to your insurance carrier for review. No other third party has access to your pictures or personal information.

2. How does PryzmIQ ensure my personal information is secure?

PryzmIQ ensures the security of your personal information through strict data protection measures, including:
  • Limited Access – Only PryzmIQ internal employees and your insurance carrier have access to your home inspection data. No third parties can view your photos or personal details.
  • Secure Transmission – All data is encrypted during transmission to protect it from unauthorized access.
  • Confidential Storage – Your inspection information is securely stored and managed in compliance with industry security standards.
  • Privacy Compliance – PryzmIQ follows strict data protection policies to ensure your personal information remains confidential and is only used for insurance assessment purposes.
These measures help safeguard your information throughout the home inspection process.

3. Who has access to my home inspection data?

Access to your home inspection data is strictly limited to PryzmIQ internal employees and your insurance carrier. No other third parties have access to your photos or personal information.

4. Will my photos or data be shared with third parties?

No, your photos and data will not be shared with any third parties. Access to your home inspection information is strictly limited to PryzmIQ internal employees and your insurance carrier for review and policy assessment purposes.

1. What happens after my guided inspection is completed?

After completion, your photos and inspection details are submitted for quality review by the PryzmIQ QA team, then submitted to your carrier for review. You will receive a confirmation once the review process begins.

2. How long does it take for my inspection to be reviewed?

Once photos are submitted to PryzmIQ, the QA process could take up to 24 hours to verify and approve for carrier review.

3. Will I be notified when my inspection is approved?

Yes, you will be notified once the inspection passes from QA to your carrier for review and once your carrier has reviewed the completed inspection.

4. Can I request a copy of my inspection report?

Yes, you can request a copy of your inspection report once the carrier has completed their review or find this report within your policy profile in your carrier’s portal.

5. How will I know if any of my photos were rejected?

If a photo is rejected, you'll receive an email identifying the rejected photo and the reason. You’ll have 5 days to retake and resubmit the photo for review.

6. Will I need to complete another inspection in the future?

Depending on your carrier's requirements, an inspection may be required during the renewal process.

7. Who do I contact if I have additional questions about the home inspection?

You can contact PryzmIQ support by email support@pryzmiq.com or by calling 888-580-7050.

8. How does an agent know when an insured has completed their inspection?

Agents receive a notification when an insured completes their inspection and can track the submission status.

9. Can an agent track inspection progress in real-time?

Yes, agents can track inspection progress in real-time through the carrier's platform or by receiving status updates.

10. Can an insured dispute their inspection results or findings?

Yes, if an insured disagrees with their inspection results, they can dispute the findings by contacting their carrier and providing additional information if needed.